Effective Date: August 18, 2025

Welcome to WealthNotes ("the Website," "we," "our," or "us"). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using this Website, you confirm that you are at least 18 years old or accessing under the supervision of a parent or guardian. If you do not agree with these Terms, please discontinue use immediately.

2. Content Disclaimer

• - All information provided on WealthNotes is for general informational and educational purposes only.
• - Content does not constitute financial, legal, or investment advice.
• - You should consult a licensed financial advisor before making financial decisions.

3. User Responsibilities

You agree to use the Website for lawful, personal, and non-commercial purposes only.

You shall not:

• - Copy, reproduce, or redistribute Website content without written permission.
• - Use the Website to transmit spam, harmful code, or engage in unlawful activities.
• - Misuse or attempt to disrupt Website operations.

4. Intellectual Property

• - All Website content, including articles, design, and graphics, is owned by or licensed to us and protected under copyright and trademark laws.
• - Unauthorized use, reproduction, or modification is strictly prohibited.

5. Third-Party Links

• - The Website may contain links to third-party sites for reference.
• - We are not responsible for the content, accuracy, or policies of such external sites.

6. Limitation of Liability

• - WealthNotes shall not be liable for any loss, damages, or consequences resulting from the use of Website content.
• - To the fullest extent permitted by law, we disclaim liability for direct, indirect, incidental, or consequential damages.

7. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Continued use after updates constitutes acceptance of the revised Terms.

8. Governing Law

These Terms shall be governed by and interpreted under the laws of the Website's operating jurisdiction.